Need clarification? Consult Our FAQs

Unravelling the Mysteries of Private Health Insurance: Let Us Help You.
What is private health insurance?

Private Health insurance is a type of insurance that covers some or all of your medical bills within a private hospital or private wing, allowing you to access treatment quicker and more efficiently.

How can private health insurance help me?

Private Health Insurance will get you seen, diagnosed and treated as quickly as possible bypassing the need to wait via the NHS or use one of the NHS facilities. This will allow you a quicker route to recovery in a more comfortable environment. It will also give you access to treatments and medicine not always available via the NHS.

Can I get Health Insurance for an illness I already have?

If you currently have health insurance then we will look to transfer your current medical conditions to your new plan. If you are new to health insurance or currently out of coverage then it’s best to speak with one of our experts who can advise on if we can help with your particular condition.

Will my premiums go up if I make a claim?

Depending on which insurer you select will determine whether your own claim will affect the renewal price. We will review this for you at the end of the year and if the premiums have increased to a level you are unhappy with, we will look to transfer you to a more suitable provider

Am I locked in?

Most policies are 12-month contracts however do not penalise you for leaving early. If you’re looking to cancel please contact us directly for us to help

Should I change my insurer?

As with many other insurances, staying with the same provider every year may not be the most cost-effective way of continuing your health insurance. We will take this into consideration each year to make sure you are given the correct advice to provide longevity to your health insurance.